Have you ever noticed that what your medical bill total is not always what your health insurance company ends up paying for the bill?

Likewise, in some cases, we’re able to get our client’s medical bills reduced.  This is great because it means more money in our client’s pocket.

How much will a medical provider reduce their bill?

It depends, but the medical provider will first want to see what the final settlement offer is before they will offer to reduce a bill.

In reality, a lot of medical providers will reduce their bill by 10%.  Some won’t reduce their bill at all.  Based on my experience, EMSA bills are hard to get reduced by any amount.   To get the bills reduced by more than this, we’ll have to show a significant reason.  For example:  assuming the damages are the same, a disputed liability case won’t settle as high as a clear liability case.  The most an insurance company may offer to settle a disputed liability case may be for the cost of the medical bills (or even a fraction of the actual bills).  On the other hand, if we can show a significant need, the provider is more likely (but not guaranteed) to reduce their bill.  I believe the highest I’ve seen a medical provider reduce their bill is by 50%.

So, a quick answer: “sometimes nothing, somethings 10% or more.”